State Law Disclosures
Discrimination laws in Ohio require that creditors make credit equally available to all credit-worthy customers. In addition, agencies engaged in credit reporting must maintain separate credit histories on each individual upon request. The law is administered by the Ohio Civil Rights Commission to ensure compliance by creditors and credit reporting agencies.
National Car And Loan, LLC does not solicit or accept any fees or payments from you. Following the submission of an Application to us by you, and once your application is forwarded to one of our credit/finance partners, they may issue you a Financing Agreement in accordance with Maryland Commercial Law Code §§ 12-125, 1013. Note that this Financing Agreement must include: (1) The term of your loan (2) The principal amount of your loan (3) An explanation of the type of loan being offered (4) The interest rate of the loan and, if the rate is subject to final determination at a future date based on some objective standard, a specific statement of those facts (5) The points, if any, to be paid by the borrower (6) The term during which the financing agreement remains in effect.
In order to comply with the Vermont Consumer Protection Act, if you are a Vermont resident and would like to opt-out from the disclosure of your personal information to any third party for marketing purposes, contact us at info@NationalCarAndLoan.com.
No provision of a marital property agreement, a unilateral statement under Wis. Rev. Stat. § 766.59 or a court decree under Wis. Rev. Stat. § 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred.
In order to ensure compliance with the California Financial Privacy Act, if you are a California resident and wish to opt-out from the disclosure of your personal information to any third party for marketing purposes, please feel free to contact us at info@NationalCarAndLoan.com. Note that married applicants may apply for separate credit. An applicant who is married may include his or her spouse’s income even when he or she is applying for a separate account.
For questions on these State Law Disclosures, please contact us at info@NationalCarAndLoan.com.
Please print and retain a copy of this document for your records.